{"id":202569,"date":"2025-06-27T08:00:00","date_gmt":"2025-06-27T11:00:00","guid":{"rendered":"https:\/\/meutudo.com.br\/blog\/?post_type=web-story&#038;p=202569"},"modified":"2025-06-26T12:44:08","modified_gmt":"2025-06-26T15:44:08","slug":"portabilidade-para-clt-permite-negociar-juros-de-emprestimos","status":"publish","type":"web-story","link":"https:\/\/meutudo.com.br\/blog\/web-stories\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos\/","title":{"rendered":"Como a Portabilidade para CLTs permite negociar juros de empr\u00e9stimos?"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link 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publisher-logo-src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2021\/09\/logo-preto-meutudo.png\" title=\"Como a Portabilidade para CLTs permite negociar juros de empr\u00e9stimos? \" poster-portrait-src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-1.jpg\"><amp-story-page id=\"82d0177d-4cc9-4af3-8235-d42f4c24d6db\" auto-advance-after=\"15s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#aaa6a2\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-5b18478b-7ef8-421c-ae4a-35ca2bdc0ea3\">\n<div 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style=\"background-color:rgba(255,23,133,0.08)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(255,23,133,0.08)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-0.24272%;top:-10.84142%;width:100.72816%;height:41.90939%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-54da1b29-c311-4aed-be16-afc7f5038998\">\n<div class=\"fill\" style=\"background-color:#000;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:7.28155%;width:76.45631%;height:21.68285%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6349206349206349% 0.6349206349206349% 0.6349206349206349% 0.6349206349206349% \/ 1.4925373134328357% 1.4925373134328357% 1.4925373134328357% 1.4925373134328357%\" id=\"el-3e52ed07-8272-445a-bcc7-8e519caf7585\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.12888888888888964% 0;font-family:&quot;Nunito Sans&quot;,sans-serif;font-size:0.453074em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Como a Portabilidade para CLTs permite negociar juros de empr\u00e9stimos?<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:68.4466%;top:27.34628%;width:8.98058%;height:5.98706%;opacity:1\">\n<div 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class=\"fill\" style=\"background-color:#ff1785;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:-7.03883%;top:90.7767%;width:61.16505%;height:5.01618%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:39.682539682539684% 39.682539682539684% 39.682539682539684% 39.682539682539684% \/ 322.5806451612903% 322.5806451612903% 322.5806451612903% 322.5806451612903%\" class=\"mask\" id=\"el-b45efb2d-e77e-4cbd-bf8e-eb6df336c79d\">\n<div class=\"fill\" style=\"background-color:#ff1785;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.83495%;top:91.90939%;width:40.29126%;height:2.75081%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.2048192771084338% 1.2048192771084338% 1.2048192771084338% 1.2048192771084338% \/ 11.76470588235294% 11.76470588235294% 11.76470588235294% 11.76470588235294%\" id=\"el-7cab3bba-ef89-4538-9cb8-9147ef841eb5\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.08012048192771139% 0;font-family:&quot;Nunito Sans&quot;,sans-serif;font-size:0.226537em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">27\/06\/2025 <\/span><span style=\"font-weight: 500; color: #fff\">&#8211; meutudo.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:0;width:18.68932%;height:7.28155%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-0c262005-ec7f-423b-a281-997db2be4700\">\n<div style=\"position:absolute;width:100%;height:101.76216%;left:0%;top:-0.88108%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2022\/09\/logopng7.preto_.png\" alt=\"logopng7.preto\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2022\/09\/logopng7.preto_.png 908w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2022\/09\/logopng7.preto_-768x457.png 768w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2022\/09\/logopng7.preto_-300x178.png 300w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2022\/09\/logopng7.preto_-150x89.png 150w\" sizes=\"(min-width: 1024px) 8vh, 19vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"b8d341a8-c39a-4287-b916-248cdbd55322\" auto-advance-after=\"15s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#cbc0b8\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-07f5e9c6-85b6-4320-b6cf-768216475f35\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-7.0521%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-2.jpg\" alt=\"Trabalhadora CLT sorrindo ao receber R$ 50 de troco ap\u00f3s contratar empr\u00e9stimo com juros menores.\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-2.jpg 640w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-2-225x300.jpg 225w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-2-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background:transparent\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:5.58252%;top:56.14887%;width:91.26214%;height:43.85113%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:10.638297872340425% 10.638297872340425% 10.638297872340425% 10.638297872340425% \/ 14.760147601476014% 14.760147601476014% 14.760147601476014% 14.760147601476014%\" class=\"mask\" id=\"el-95feefba-4792-42d8-80c1-eec5a367c8a4\">\n<div class=\"fill\" style=\"background-color:rgba(236,236,236,0.9);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:69.90291%;width:67.71845%;height:27.18447%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7168458781362007% 0.7168458781362007% 0.7168458781362007% 0.7168458781362007% \/ 1.1904761904761905% 1.1904761904761905% 1.1904761904761905% 1.1904761904761905%\" id=\"el-29c07304-c58c-4281-a9d6-f204fe354722\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.06810035842293952% 0;font-family:&quot;Nunito Sans&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span>\u00c9 a<span style=\"font-weight: 700\"> transfer\u00eancia de d\u00edvidas (cr\u00e9dito consignado ou CDC) de um banco para outro<\/span> dentro do Programa Cr\u00e9dito do Trabalhador, visando obter condi\u00e7\u00f5es mais vantajosas de juros e prazos.<\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:59.06149%;width:51.69903%;height:9.38511%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.9389671361502347% 0.9389671361502347% 0.9389671361502347% 0.9389671361502347% \/ 3.4482758620689653% 3.4482758620689653% 3.4482758620689653% 3.4482758620689653%\" id=\"el-64dba132-98b9-43f3-a348-2e670fc0568f\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.10704225352112748% 0;font-family:&quot;Nunito Sans&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #ff1785\">O que \u00e9 Portabilidade CLT?<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"2c74abf1-09df-481a-859d-8d3879d66c3e\" auto-advance-after=\"15s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d8d7d5\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-453f96b8-8c6c-4b2a-8107-528cedd04249\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-6.55477%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-4.jpg\" alt=\"Trabalhadora fazendo seu planejamento financeiro ap\u00f3s ter feito a Portabilidade com a meutudo.\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-4.jpg 640w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-4-225x300.jpg 225w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-4-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background:transparent\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:5.58252%;top:55.50162%;width:91.26214%;height:44.49838%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:10.638297872340425% 10.638297872340425% 10.638297872340425% 10.638297872340425% \/ 14.545454545454545% 14.545454545454545% 14.545454545454545% 14.545454545454545%\" class=\"mask\" id=\"el-50675339-2253-4560-b56e-68c06270ef04\">\n<div class=\"fill\" style=\"background-color:rgba(236,236,236,0.9);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.16505%;top:76.05178%;width:72.57282%;height:19.41748%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6688963210702341% 0.6688963210702341% 0.6688963210702341% 0.6688963210702341% \/ 1.6666666666666667% 1.6666666666666667% 1.6666666666666667% 1.6666666666666667%\" id=\"el-0dd02137-b60b-4cac-ad08-81f393d238d7\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.06354515050167267% 0;font-family:&quot;Nunito Sans&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 500\">A portabilidade eleva a concorr\u00eancia: o trabalhador pode pesquisar e simular ofertas em bancos habilitados, <\/span><span style=\"font-weight: 700\">escolhendo a menor taxa de juros. &nbsp;<\/span><span style=\"font-weight: 500\"><br \/>\n<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.16505%;top:59.2233%;width:77.42718%;height:14.07767%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6269592476489028% 0.6269592476489028% 0.6269592476489028% 0.6269592476489028% \/ 2.2988505747126435% 2.2988505747126435% 2.2988505747126435% 2.2988505747126435%\" id=\"el-00cbbfea-c9ad-4887-98d0-7398b0a81db8\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0714733542319754% 0;font-family:&quot;Nunito Sans&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #ff1785\">Como a Portabilidade negocia juros do empr\u00e9stimo?<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"66fbea3d-ca4a-40dc-8fb9-dd0ddc9dfa1f\" auto-advance-after=\"15s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#e2d7cf\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-10cd8e58-a27a-4c7a-8a07-809ba20366e0\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-16.22143%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-3.jpg\" alt=\"Casal fazendo sua organiza\u00e7\u00e3o financeira com a Portabilidade de Consignado.\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-3.jpg 640w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-3-225x300.jpg 225w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-3-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background:transparent\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:5.58252%;top:55.50162%;width:91.01942%;height:39.64401%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:10.666666666666668% 10.666666666666668% 10.666666666666668% 10.666666666666668% \/ 16.3265306122449% 16.3265306122449% 16.3265306122449% 16.3265306122449%\" class=\"mask\" id=\"el-87332fc4-f972-4ea8-ab95-dc51864a5995\">\n<div class=\"fill\" style=\"background-color:rgba(236,236,236,0.9);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:65.69579%;width:72.57282%;height:19.41748%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6688963210702341% 0.6688963210702341% 0.6688963210702341% 0.6688963210702341% \/ 1.6666666666666667% 1.6666666666666667% 1.6666666666666667% 1.6666666666666667%\" id=\"el-93a4b2ee-8a85-4d54-876d-e45aaa40e661\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.06354515050167267% 0;font-family:&quot;Nunito Sans&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 500\">Com isso, \u00e9 poss\u00edvel<\/span><span style=\"font-weight: 700\"> migrar um CDC que cobrava 7\u20138% ao m\u00eas para um consignado<\/span><span style=\"font-weight: 500\"> CLT, cuja <\/span><span style=\"font-weight: 700\">m\u00e9dia j\u00e1 recuou a 3,2% ao m\u00eas <\/span><span style=\"font-weight: 500\">ap\u00f3s a abertura do programa.<br \/>\n<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"afecd5b7-8c03-43b6-83b4-87529f362849\" auto-advance-after=\"15s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#98a39c\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-7645ce5d-f334-488c-bd86-271621ed7c1b\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-20.28026%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-5.jpg\" alt=\"Homem feliz ap\u00f3s ter feito a Portabilidade de Consignado privado na meutudo.\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-5.jpg 640w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-5-225x300.jpg 225w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-5-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background:transparent\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:5.58252%;top:55.50162%;width:91.26214%;height:44.49838%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:10.638297872340425% 10.638297872340425% 10.638297872340425% 10.638297872340425% \/ 14.545454545454545% 14.545454545454545% 14.545454545454545% 14.545454545454545%\" class=\"mask\" id=\"el-89d6837d-daa2-4044-9993-0206d8e91974\">\n<div class=\"fill\" style=\"background-color:rgba(236,236,236,0.9);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:68.60841%;width:69.90291%;height:27.18447%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6944444444444444% 0.6944444444444444% 0.6944444444444444% 0.6944444444444444% \/ 1.1904761904761905% 1.1904761904761905% 1.1904761904761905% 1.1904761904761905%\" id=\"el-d324af88-08e0-46f4-80fd-6a14268ce94f\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.06597222222222267% 0;font-family:&quot;Nunito Sans&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 500\">Primeiro <\/span><span style=\"font-weight: 700\">confirme se o banco de destino oferece \u201cConsignado CLT\u201d.<\/span><span style=\"font-weight: 500\"><\/p>\n<p>Ap\u00f3s, simule como podem ficar as novas condi\u00e7\u00f5es e confirme se s\u00e3o realmente vantajosas.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:57.9288%;width:77.42718%;height:9.38511%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6269592476489028% 0.6269592476489028% 0.6269592476489028% 0.6269592476489028% \/ 3.4482758620689653% 3.4482758620689653% 3.4482758620689653% 3.4482758620689653%\" id=\"el-0ab1218b-415d-4cee-81c7-7730af33d141\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0714733542319754% 0;font-family:&quot;Nunito Sans&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #ff1785\">Como solicitar a Portabilidade para CLT?<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"ed0b37db-360d-4d8a-9508-c89175c49a97\" auto-advance-after=\"15s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#bcb7b1\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-0161f693-0405-4f2f-b5ba-a3b6011066a9\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-26.69272%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-6.jpg\" alt=\"Mulher mostrando gr\u00e1fico que est\u00e1 ilustrando a redu\u00e7\u00e3o da taxa de juros de empr\u00e9stimos ao migrar para Consignado CLT.\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-6.jpg 640w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-6-225x300.jpg 225w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-6-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background:transparent\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:5.58252%;top:55.50162%;width:91.01942%;height:39.64401%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:10.666666666666668% 10.666666666666668% 10.666666666666668% 10.666666666666668% \/ 16.3265306122449% 16.3265306122449% 16.3265306122449% 16.3265306122449%\" class=\"mask\" id=\"el-95750e11-24ee-4700-940e-5c2532975981\">\n<div class=\"fill\" style=\"background-color:rgba(236,236,236,0.9);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:59.70874%;width:76.94175%;height:31.22977%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6309148264984227% 0.6309148264984227% 0.6309148264984227% 0.6309148264984227% \/ 1.0362694300518136% 1.0362694300518136% 1.0362694300518136% 1.0362694300518136%\" id=\"el-f69dbe2e-a80d-429f-bc26-99f1f4684adb\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.05993690851735056% 0;font-family:&quot;Nunito Sans&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 500\">Em seguida, <\/span><span style=\"font-weight: 700\">solicite a portabilidade pelos canais digitais <\/span><span style=\"font-weight: 500\">da institui\u00e7\u00e3o financeira escolhida.<\/span><\/p>\n<p>A <span style=\"font-weight: 700\">institui\u00e7\u00e3o de destino quita sua d\u00edvida atual<\/span><span style=\"font-weight: 500\"> e assume o contrato com novos juros e prazos.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"88970aed-325f-49c1-8420-52bc6058a1ed\" auto-advance-after=\"15s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d6d2c3\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-8e18e316-f4c7-436f-9ce1-e6c3d7e9373f\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-20.02605%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-7.jpg\" alt=\"Trabalhadora fazendo a simula\u00e7\u00e3o de compara\u00e7\u00e3o de taxas de juros de empr\u00e9stimos em diferentes bancos.\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-7.jpg 640w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-7-225x300.jpg 225w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/06\/portabilidade-para-clt-permite-negociar-juros-de-emprestimos-7-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background:transparent\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:5.58252%;top:55.50162%;width:91.01942%;height:39.64401%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:10.666666666666668% 10.666666666666668% 10.666666666666668% 10.666666666666668% \/ 16.3265306122449% 16.3265306122449% 16.3265306122449% 16.3265306122449%\" class=\"mask\" id=\"el-4adca0ef-4430-404d-83c6-ed02126d05d2\">\n<div class=\"fill\" style=\"background-color:rgba(236,236,236,0.9);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:63.59223%;width:68.68932%;height:23.46278%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7067137809187279% 0.7067137809187279% 0.7067137809187279% 0.7067137809187279% \/ 1.3793103448275863% 1.3793103448275863% 1.3793103448275863% 1.3793103448275863%\" id=\"el-8018a860-29ef-447e-a87e-bf28553b4b5f\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0671378091872796% 0;font-family:&quot;Nunito 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512w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2-300x300.png 300w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2-150x150.png 150w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2-96x96.png 96w\" sizes=\"(min-width: 1024px) 3vh, 7vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:46.60194%;top:81.5534%;width:6.5534%;height:4.36893%;transform:rotate(90deg);opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-c45a7872-8263-4628-9da8-d942494f38f6\">\n<div style=\"position:absolute;width:100%;height:100.00008%;left:0%;top:-0.00004%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2.png\" alt=\"right-arrow (2)\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2.png 512w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2-300x300.png 300w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2-150x150.png 150w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2-96x96.png 96w\" sizes=\"(min-width: 1024px) 3vh, 7vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:17.47573%;top:55.82524%;width:63.83495%;height:23.46278%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7604562737642585% 0.7604562737642585% 0.7604562737642585% 0.7604562737642585% \/ 1.3793103448275863% 1.3793103448275863% 1.3793103448275863% 1.3793103448275863%\" id=\"el-041669ba-ae49-435c-899a-8b3123a2fadb\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.07224334600760504% 0;font-family:&quot;Nunito Sans&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 500\">Transforme seu Empr\u00e9stimo pessoal ou Consignado privado legado com juros altos em um <\/span><span style=\"font-weight: 700\">Consignado CLT meutudo muito mais barato!<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\" cta-image=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2022\/10\/cropped-logo-preto-meutudo-6.png\"><a href=\"https:\/\/meutudo.com.br\/consignado-privado\/portabilidade\/?utm_source=google&amp;utm_medium=web-stories&amp;utm_campaign=wsevergreen&amp;utm_content=portabilidade-para-clt-permite-negociar-juros-de-emprestimos\/\" rel=\" noopener noreferrer\" target=\"_blank\">Simular agora<\/a><\/amp-story-page-outlink><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Negocie juros mais baixos com a Portabilidade CLT meutudo. 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