{"id":170639,"date":"2025-02-05T14:27:09","date_gmt":"2025-02-05T17:27:09","guid":{"rendered":"https:\/\/meutudo.com.br\/blog\/?post_type=web-story&#038;p=170639"},"modified":"2025-02-05T14:27:10","modified_gmt":"2025-02-05T17:27:10","slug":"emprestimo-consignado-clt-tera-teto-de-juros-mudancas-2025","status":"publish","type":"web-story","link":"https:\/\/meutudo.com.br\/blog\/web-stories\/emprestimo-consignado-clt-tera-teto-de-juros-mudancas-2025\/","title":{"rendered":"Empr\u00e9stimo consignado CLT ter\u00e1 teto de juros? Entenda mudan\u00e7as"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link href=\"https:\/\/fonts.googleapis.com\/css2?display=swap&amp;family=Montserrat%3Awght%40500%3B700\" rel=\"stylesheet\"\/><link href=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/02\/emprestimo-consignado-clt-tera-teto-de-juros-mudancas-2025.jpg\" rel=\"preload\" as=\"image\"\/>\n<style amp-boilerplate=\"\">body{-webkit-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-moz-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-ms-animation:-amp-start 8s steps(1,end) 0s 1 normal both;animation:-amp-start 8s steps(1,end) 0s 1 normal both}@-webkit-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-moz-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-ms-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-o-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}<\/style>\n<p><noscript><\/p>\n<style amp-boilerplate=\"\">body{-webkit-animation:none;-moz-animation:none;-ms-animation:none;animation:none}<\/style>\n<p><\/noscript><\/p>\n<style amp-custom=\"\">\n              h1, h2, h3 { font-weight: normal; 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Entenda mudan\u00e7as<\/title><link rel=\"canonical\" href=\"https:\/\/meutudo.com.br\/blog\/?post_type=web-story&amp;p=170639\"\/><meta name=\"web-stories-replace-head-end\"\/><\/head><body><amp-story standalone=\"\" publisher=\"meutudo.blog\" publisher-logo-src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2021\/09\/logo-preto-meutudo.png\" title=\"Empr\u00e9stimo consignado CLT ter\u00e1 teto de juros? Entenda mudan\u00e7as\" poster-portrait-src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/02\/emprestimo-consignado-clt-tera-teto-de-juros-mudancas-2025-1.jpg\"><amp-story-page id=\"82d0177d-4cc9-4af3-8235-d42f4c24d6db\" auto-advance-after=\"15s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d7cdc1\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-5b18478b-7ef8-421c-ae4a-35ca2bdc0ea3\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-29.41202%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/02\/emprestimo-consignado-clt-tera-teto-de-juros-mudancas-2025.jpg\" alt=\"Jovem segurando Carteira de Trabalho e notas de cem reais simbolizando um empr\u00e9stimo para CLT.\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/02\/emprestimo-consignado-clt-tera-teto-de-juros-mudancas-2025.jpg 640w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/02\/emprestimo-consignado-clt-tera-teto-de-juros-mudancas-2025-225x300.jpg 225w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2025\/02\/emprestimo-consignado-clt-tera-teto-de-juros-mudancas-2025-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 60vh, 133vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(255,23,133,0.08)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(255,23,133,0.08)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-0.24272%;top:-10.84142%;width:100.72816%;height:41.90939%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-54da1b29-c311-4aed-be16-afc7f5038998\">\n<div class=\"fill\" style=\"background-color:#000;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:5.66343%;width:76.45631%;height:21.68285%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6349206349206349% 0.6349206349206349% 0.6349206349206349% 0.6349206349206349% \/ 1.4925373134328357% 1.4925373134328357% 1.4925373134328357% 1.4925373134328357%\" id=\"el-3e52ed07-8272-445a-bcc7-8e519caf7585\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.12888888888888964% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.453074em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Empr\u00e9stimo consignado CLT ter\u00e1 teto de juros? Entenda mudan\u00e7as<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:68.4466%;top:27.34628%;width:8.98058%;height:5.98706%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;clip-path:url(#el-2a874cb9-03bd-4426-8c93-ff21360d8d72);-webkit-clip-path:url(#el-2a874cb9-03bd-4426-8c93-ff21360d8d72)\" class=\"mask\"><svg width=\"0\" height=\"0\"><defs><clipPath id=\"el-2a874cb9-03bd-4426-8c93-ff21360d8d72\" transform=\"scale(1 1)\" clipPathUnits=\"objectBoundingBox\"><path d=\"M 0,0.5 a 0.5,0.5 0 1,0 1,0 a 0.5,0.5 0 1,0 -1,0 Z\"><\/path><\/clipPath><\/defs><\/svg><\/p>\n<div class=\"fill\" style=\"background-color:#ff1785;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:82.03883%;top:27.34628%;width:8.98058%;height:5.98706%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;clip-path:url(#el-3c8e4021-2cdf-4408-bd73-baebf740edbd);-webkit-clip-path:url(#el-3c8e4021-2cdf-4408-bd73-baebf740edbd)\" class=\"mask\"><svg width=\"0\" height=\"0\"><defs><clipPath id=\"el-3c8e4021-2cdf-4408-bd73-baebf740edbd\" transform=\"scale(1 1)\" clipPathUnits=\"objectBoundingBox\"><path d=\"M 0,0.5 a 0.5,0.5 0 1,0 1,0 a 0.5,0.5 0 1,0 -1,0 Z\"><\/path><\/clipPath><\/defs><\/svg><\/p>\n<div class=\"fill\" style=\"background-color:#ff1785;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:95.63107%;top:27.34628%;width:8.98058%;height:5.98706%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;clip-path:url(#el-312d23f8-d92a-412f-8334-e7468b0e47f6);-webkit-clip-path:url(#el-312d23f8-d92a-412f-8334-e7468b0e47f6)\" class=\"mask\"><svg 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style=\"position:absolute;pointer-events:none;left:13.83495%;top:91.90939%;width:40.29126%;height:2.75081%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.2048192771084338% 1.2048192771084338% 1.2048192771084338% 1.2048192771084338% \/ 11.76470588235294% 11.76470588235294% 11.76470588235294% 11.76470588235294%\" id=\"el-7cab3bba-ef89-4538-9cb8-9147ef841eb5\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.08012048192771139% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.226537em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">05\/02\/2025 <\/span><span style=\"font-weight: 500; color: #fff\">&#8211; meutudo.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:-1.61812%;width:18.68932%;height:7.28155%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-0c262005-ec7f-423b-a281-997db2be4700\">\n<div style=\"position:absolute;width:100%;height:101.76216%;left:0%;top:-0.88108%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2022\/09\/logopng7.preto_.png\" alt=\"logopng7.preto\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2022\/09\/logopng7.preto_.png 908w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2022\/09\/logopng7.preto_-768x457.png 768w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2022\/09\/logopng7.preto_-300x178.png 300w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2022\/09\/logopng7.preto_-150x89.png 150w\" sizes=\"(min-width: 1024px) 8vh, 19vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"ed0b37db-360d-4d8a-9508-c89175c49a97\" auto-advance-after=\"15s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#358abd\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-0161f693-0405-4f2f-b5ba-a3b6011066a9\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-16.69272%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/aplicativo-fgts-1.jpg\" alt=\"Pessoa usando o celular para entrar no aplicativo FGTS.\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/aplicativo-fgts-1.jpg 640w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/aplicativo-fgts-1-225x300.jpg 225w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/aplicativo-fgts-1-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background:transparent\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:5.58252%;top:55.50162%;width:91.01942%;height:39.64401%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:10.666666666666668% 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0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 500\">A proposta do governo federal de usar o saldo FGTS como garantia para empr\u00e9stimos consignados a trabalhadores com carteira assinada (CLT) tem <\/span><span style=\"font-weight: 700\">gerado bastante debate<\/span><span style=\"font-weight: 500\">.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"5656a73c-aa65-4d23-94ef-71dfa9038547\" auto-advance-after=\"15s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d7ccc0\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-900990c5-f1af-421e-a5bc-b447d48a7675\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-16.69272%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/fgts-moedas-em-carteira.jpg\" alt=\"Moedas de um real caindo de carteira.\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/fgts-moedas-em-carteira.jpg 640w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/fgts-moedas-em-carteira-225x300.jpg 225w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/fgts-moedas-em-carteira-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background:transparent\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:5.58252%;top:55.50162%;width:91.01942%;height:39.64401%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:10.666666666666668% 10.666666666666668% 10.666666666666668% 10.666666666666668% \/ 16.3265306122449% 16.3265306122449% 16.3265306122449% 16.3265306122449%\" class=\"mask\" id=\"el-b6c61285-79a1-440b-9008-2ddd3535adb8\">\n<div class=\"fill\" style=\"background-color:rgba(236,236,236,0.9);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:59.54693%;width:63.83495%;height:31.06796%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7604562737642585% 0.7604562737642585% 0.7604562737642585% 0.7604562737642585% \/ 1.0416666666666665% 1.0416666666666665% 1.0416666666666665% 1.0416666666666665%\" id=\"el-0bab6da9-5394-4417-b08a-ab719671e387\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.07224334600760504% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 500\">A ideia \u00e9 permitir que bancos e institui\u00e7\u00f5es financeiras tenham <\/span><span style=\"font-weight: 700\">acesso ao perfil de cr\u00e9dito dos empregados por meio do e-Social<\/span><span style=\"font-weight: 500\">, facilitando o acesso ao empr\u00e9stimo.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"a168853f-dd16-4c50-a2d2-1922ed56cf08\" auto-advance-after=\"15s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#e2d4c9\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-58fee6c5-a0d5-4b58-8187-4894d858630e\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-16.69272%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/saldo-aplicativo-fgts.jpg\" alt=\"Pessoa conferindo saldo do FGTS pelo aplicativo de celular.\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/saldo-aplicativo-fgts.jpg 640w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/saldo-aplicativo-fgts-225x300.jpg 225w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/saldo-aplicativo-fgts-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background:transparent\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:5.58252%;top:55.50162%;width:91.01942%;height:39.64401%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:10.666666666666668% 10.666666666666668% 10.666666666666668% 10.666666666666668% \/ 16.3265306122449% 16.3265306122449% 16.3265306122449% 16.3265306122449%\" class=\"mask\" id=\"el-5eb29007-3590-426d-a88f-206e9dc84c5b\">\n<div class=\"fill\" style=\"background-color:rgba(236,236,236,0.9);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:10.43689%;top:62.78317%;width:63.83495%;height:19.41748%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7604562737642585% 0.7604562737642585% 0.7604562737642585% 0.7604562737642585% \/ 1.6666666666666667% 1.6666666666666667% 1.6666666666666667% 1.6666666666666667%\" id=\"el-ab7016dc-b70d-4efa-bca8-3d4e63924046\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.07224334600760504% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 500\">A proposta inclui um teto de juros para o cr\u00e9dito consignado. No entanto, h\u00e1 <\/span><span style=\"font-weight: 700\">resist\u00eancia dos bancos<\/span><span style=\"font-weight: 500\">.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"1012c984-45cc-4af6-87f1-4d0663d00efe\" auto-advance-after=\"15s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#cdb99c\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-00a302f0-ad8c-4518-97a9-5801e22d0a73\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-16.69272%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/ctps-fgts.jpg\" alt=\"Carteira de Trabalho e dinheiro espalhado ao lado.\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/ctps-fgts.jpg 640w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/ctps-fgts-225x300.jpg 225w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/ctps-fgts-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background:transparent\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:5.58252%;top:55.50162%;width:91.01942%;height:39.64401%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:10.666666666666668% 10.666666666666668% 10.666666666666668% 10.666666666666668% \/ 16.3265306122449% 16.3265306122449% 16.3265306122449% 16.3265306122449%\" class=\"mask\" id=\"el-784416b3-f354-4daf-b3aa-f1a5c167730d\">\n<div class=\"fill\" style=\"background-color:rgba(236,236,236,0.9);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:61.16505%;width:63.83495%;height:23.46278%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7604562737642585% 0.7604562737642585% 0.7604562737642585% 0.7604562737642585% \/ 1.3793103448275863% 1.3793103448275863% 1.3793103448275863% 1.3793103448275863%\" id=\"el-c53c15e9-da2b-401d-96e6-e7ac0467d222\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.07224334600760504% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 500\">Segundo os bancos, a implementa\u00e7\u00e3o de um teto de juros pode<\/span><span style=\"font-weight: 700\"> tornar o cr\u00e9dito menos atrativo para eles<\/span><span style=\"font-weight: 500\">, devido aos riscos envolvidos.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"3e73d295-f145-4a87-a314-a5c5160cdccb\" auto-advance-after=\"15s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#82847d\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-c8b1bbb0-e854-45d3-a348-803a27a63738\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-16.69272%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/calculadora-fgts.jpg\" alt=\"Pessoa usando calculadora para saber o saldo do FGTS.\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/calculadora-fgts.jpg 640w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/calculadora-fgts-225x300.jpg 225w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/calculadora-fgts-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background:transparent\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:5.58252%;top:55.50162%;width:91.01942%;height:39.64401%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:10.666666666666668% 10.666666666666668% 10.666666666666668% 10.666666666666668% \/ 16.3265306122449% 16.3265306122449% 16.3265306122449% 16.3265306122449%\" class=\"mask\" id=\"el-7948abe8-ec99-49dc-84f0-b481c0aaa882\">\n<div class=\"fill\" style=\"background-color:rgba(236,236,236,0.9);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:59.87055%;width:67.47573%;height:27.18447%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7194244604316548% 0.7194244604316548% 0.7194244604316548% 0.7194244604316548% \/ 1.1904761904761905% 1.1904761904761905% 1.1904761904761905% 1.1904761904761905%\" id=\"el-986f82d0-61ab-4e36-83ed-b86b6bf6e479\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.06834532374100766% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 500\">O governo pretende editar uma Medida Provis\u00f3ria (MP) para viabilizar o novo modelo ainda em fevereiro, e um <\/span><span style=\"font-weight: 700\">projeto de lei tamb\u00e9m pode ser enviado ao Congresso<\/span><span style=\"font-weight: 500\">.&nbsp;<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"064d78a6-9bf9-4870-9e0b-d035fe578657\" auto-advance-after=\"15s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#103e41\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-96611e86-e2c8-4246-95c5-2d9015153756\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-16.69272%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/calculadora-dinheiro-fgts.jpg\" alt=\"Notas de dinheiro e calculadora ao lado.\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/calculadora-dinheiro-fgts.jpg 640w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/calculadora-dinheiro-fgts-225x300.jpg 225w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/calculadora-dinheiro-fgts-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background:transparent\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:5.58252%;top:55.50162%;width:91.01942%;height:39.64401%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:10.666666666666668% 10.666666666666668% 10.666666666666668% 10.666666666666668% \/ 16.3265306122449% 16.3265306122449% 16.3265306122449% 16.3265306122449%\" class=\"mask\" id=\"el-94cff589-8206-49f1-a06d-2e5e1909d724\">\n<div class=\"fill\" style=\"background-color:rgba(236,236,236,0.9);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:62.78317%;width:63.83495%;height:15.53398%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7604562737642585% 0.7604562737642585% 0.7604562737642585% 0.7604562737642585% \/ 2.083333333333333% 2.083333333333333% 2.083333333333333% 2.083333333333333%\" id=\"el-3f0848cd-6ba8-47b2-8389-bf8627e1c7a9\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.07224334600760504% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.323625em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 500\">A expectativa \u00e9 que a medida esteja <\/span><span style=\"font-weight: 700\">dispon\u00edvel para os cidad\u00e3os ainda este ano<\/span><span style=\"font-weight: 500\">.&nbsp;<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"38fc7752-9ef3-44dc-ae6b-0b9127ce5fd5\" auto-advance-after=\"15s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-0025fada-abea-43be-a5be-f7b0307453a6 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate(2.457082229348206%, 0%) scale(1.5)\",\"translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#7a9657\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-0025fada-abea-43be-a5be-f7b0307453a6\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-58587a33-0584-477b-8fd5-1f2db33dbb96\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-15.0521%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/pessoa-pensativa.jpg\" alt=\"Jovem com express\u00e3o pensativa segurando celular. \" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/pessoa-pensativa.jpg 640w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/pessoa-pensativa-225x300.jpg 225w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2024\/12\/pessoa-pensativa-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 60vh, 133vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 40%, rgba(0,0,0,0.5) 100%)\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 40%, rgba(0,0,0,0.5) 100%)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:19.41748%;top:96.76375%;width:59.70874%;height:10.03236%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:406.50406504065046% 406.50406504065046% 406.50406504065046% 406.50406504065046% \/ 1612.9032258064517% 1612.9032258064517% 1612.9032258064517% 1612.9032258064517%\" class=\"mask\" id=\"el-620f1d45-5437-4374-8b1c-a0ff31aa0fb6\">\n<div class=\"fill\" style=\"background-color:rgba(255,23,133,0.8);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.34951%;top:55.01618%;width:73.30097%;height:33.49515%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:13.245033112582782% 13.245033112582782% 13.245033112582782% 13.245033112582782% \/ 19.32367149758454% 19.32367149758454% 19.32367149758454% 19.32367149758454%\" class=\"mask\" id=\"el-cf71837c-3c3f-45b2-a943-34d83e1eea21\">\n<div class=\"fill\" style=\"background-color:rgba(236,236,236,0.9);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:46.60194%;top:79.28803%;width:6.5534%;height:4.36893%;transform:rotate(90deg);opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-0f085572-5811-4253-9bd0-48c5962a65b1\">\n<div style=\"position:absolute;width:100%;height:100.00008%;left:0%;top:-0.00004%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2.png\" alt=\"right-arrow (2)\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2.png 512w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2-300x300.png 300w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2-150x150.png 150w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2-96x96.png 96w\" sizes=\"(min-width: 1024px) 3vh, 7vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:46.60194%;top:81.5534%;width:6.5534%;height:4.36893%;transform:rotate(90deg);opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-c45a7872-8263-4628-9da8-d942494f38f6\">\n<div style=\"position:absolute;width:100%;height:100.00008%;left:0%;top:-0.00004%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2.png\" alt=\"right-arrow (2)\" srcSet=\"https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2.png 512w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2-300x300.png 300w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2-150x150.png 150w,https:\/\/meutudo.com.br\/blog\/wp-content\/uploads\/2023\/06\/right-arrow-2-96x96.png 96w\" sizes=\"(min-width: 1024px) 3vh, 7vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:17.96117%;top:59.38511%;width:63.83495%;height:15.53398%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7604562737642585% 0.7604562737642585% 0.7604562737642585% 0.7604562737642585% \/ 2.083333333333333% 2.083333333333333% 2.083333333333333% 2.083333333333333%\" id=\"el-041669ba-ae49-435c-899a-8b3123a2fadb\">\n<p class=\"fill text-wrapper\" 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